Category Archives: Money Management

Things you thought are good for your credit score but are not

01/15/2013

A lot of people think that as long as you pay your bills, credit card debt, and other financial obligations on time, you will have an excellent credit score. Maintaining a clean credit history does not automatically translate to good credit scores. There are factors that you think might be harmless but in fact they may play a role in shaping your credit score: Municipal debts You may well know that creditors will report to the credit bureaus when you [...]

Top ways to organize your finances

09/18/2012

Money problems make us lose hours of sleep. We think of things we need to pay, credit card bills, utilities, or how we need to fund a check. You need to reduce this unnecessary stress by taking simple steps to organize your finances. Organize your bills When you know what to pay, you will most likely allot something for it. Make sure you organize your bills and place them somewhere you cannot miss them. Separate them from the other mails [...]

5 Easy ways to trim down your budget for entertainment

05/25/2012

All work and no fun is not a good life. It is always refreshing when you have time for watching some movies or maybe trying out a new restaurant. You have to keep your spending in check though when you go out or else you might run the risk of going over your budget. Instead of enjoying some entertainment, you end up worrying how you will pay things at the end of the month. Here are some tips on how [...]

Money Tips: Dealing with Money Drains

03/07/2012

Unexpected things are expected to happen. This applies also to your finances. There will be unexpected expenses and you do not have a choice but to deal with it. Emergency Fund You have read it before and heard it before but having an emergency fund is really life saving. If you have not set up an emergency fund, you need to start now. It does not have to be one big drop but you can put about $50 a month [...]