You have read it before and heard it before but having an emergency fund is really life saving. If you have not set up an emergency fund, you need to start now. It does not have to be one big drop but you can put about $50 a month and build it over time.
Do not stretch that budget
Leaving paycheck to paycheck is not financially healthy. You might be good at it but it is not a good habit financial wise. Find ways to cut your spending and see aspects of your budget which are not necessary and can be trimmed down.
Ask when needed
If you see extra charges on certain bills like a renewal fee or an overdraft charge, ask your bank if these fees can be waived. Be calm and see if there are solutions and options. If some fees cannot be waived, ask if you have an installment option.
When money drain moments come, it is easy to be frustrated or upset but the reality is that you have to deal with them no matter what. Leaving within your means and putting some money aside for unexpected payable is a good life line we can always count on.